Money Market Gold Account

• Tiered interest rate - earn competitive rates by maintaining a higher balance
• $8.00 monthly maintenance fee if balance falls below $10,000 any day during a statement cycle
• Six withdrawals per month at no charge* ($5.00 for each withdrawal in excess of six per month)
• Maintain a minimum daily balance of $10,000 in order to earn the disclosed Annual Percentage Yield and avoid any fees

*Depositors are limited to six transfers and withdrawals (per statement cycle) from a savings account to another account or to a third party by means of preauthorized, automatic, or telephone transfer. Fees for additional withdrawals are listed on the statement as Total Fees for Service-Chargeable Debits.

VISA debit and POS transactions are not permissible on savings accounts.

We may, at any time, refuse to accept or limit additional deposits into an account. At our discretion, a cashier’s check may be issued and mailed to the account holder for the closing balance of any checking or savings account that has not had activity for 12 months.

Julia Kroeze

Carol Pomerenke